Dynamic Reserve Management
Fund with  Foresight Vision Clarity Confidence Foresight .
DReaM it.™ Find your optimal path.

Your reserve study is a snapshot, accurate the day it's printed. But your community keeps changing, and the questions your board asks don't wait for next year's report. Dynamic Reserve Management turns the study into a living model a reserve professional and the board work in together, exploring options side by side and steering to the optimal plan, with the rigor of the study intact.

Get a free, no-obligation Reserve Tune-Up Review Six typical HOA questions
Built on PREMIS patent technology
The questions every board faces

Six decisions around the board table. PREMIS can help you answer them. In real-time.

A static study tells you what to fund. It says nothing about what happens when you make changes to components or adjust a financial setting. These are the moments boards actually vote on, and PREMIS models every one against your approved baseline.

01 · component lever
Do we repair or replace the golf cart fleet?
See how
See the full cost of each path over time, repair, replace now, or phase the changeover, and the exact year repair becomes false economy.
Your analyst validates the useful-life and cost assumptions behind every path.
02 · component lever
What does phasing the roof over 3 years do to our dues?
See how
Compare the annual per-unit contribution all-at-once versus split across three years, with the low point in your balance flagged in each plan.
Phasing options are recommendations your analyst reviews before they reach the board.
03 · component lever
If we defer the elevator 2 years, do we still avoid a special assessment?
See how
Watch your percent-funded line before and after the deferral, and see whether the delay punches a hole in the balance in the year it lands.
Your analyst confirms the deferral stays within reserve and disclosure requirements.
04 · component lever
If we bundle two components into one mobilization, what do we save?
See how
Quantify the savings of combining scopes, and confirm the combined cash draw still fits, so the community never goes negative funding it.
The bundle is only proposed when your analyst confirms the scopes are compatible.
05 · financial lever
What if component replacement inflation rate runs hotter than we assumed?
See how
Turn the expense-inflation dial up a point or two and watch every future cost, and your percent-funded line, re-forecast instantly, so you see the risk before it arrives.
Your analyst sets the realistic inflation range the board should stress-test against.
06 · financial lever
If we put $200K of operating surplus into reserves now, what changes?
See how
Adjust the starting reserve balance, contribution rate, or investment return and see the 30-year trajectory shift, and how much it lowers the contributions members pay later.
Your analyst confirms each assumption stays defensible and disclosure-ready.

Every one of these is a variation on the same approved plan. PREMIS never rebuilds your study. It changes one thing, whether a component or a financial assumption, models it, and compares it against the baseline your analyst already signed.

What-if analysis · one session, not three weeks

Three weeks of back-and-forth, worked out in a single review meeting.

Refining a study the old way is a slow relay: the board asks "what if we phase the roof?", the analyst goes away, reworks the numbers, sends a revision, the board asks the next question, and three or four weeks disappear. PathFinder collapses that cycle into one working session. Sit down together, model every what-if live, change a component and a financial assumption in the same move, compare the versions side by side, and walk out with the optimal plan agreed. Boom, done.

The component leversRemaining Useful Life (RUL), refresh cost, repair or replace, bundle, phase, resequence: the physical decisions about each component.
+
The money leversExpense inflation, starting balance, contribution rate, investment return: the financial dials.

Move them in any combination, save it as a version, and PathFinder keeps every version side by side, so nothing ever gets lost or overwritten. That combination, in a version you can compare, is something no other reserve platform offers, and it's what lets a reserve professional deliver more than a report and win the client who wants answers, not just numbers. It's PREMIS patent technology.

PathFinder · saved versions

Three versions, one baseline, compared side by side

100% 75% 50% 25% Y0 Y2 Y4 Y6 Y8 Y10
Anchoryour approved baseline
Version Areplace now · inflation 4%
Version Bphased · +$200K start · inflation 3.5%
For boards and the professionals who serve them

A more capable analyst. A service no competitor can offer.

DRM changes what a reserve engagement can be, and both sides win. The board gets a reserve professional who can answer the questions that used to wait a year. The analyst or engineer gets a tool, unique to the industry, that turns a once-a-year report into an ongoing, indispensable service. Same study, same trusted professional, far more they can do with it.

01
Living scenarios, not a static PDF

For the board Watch repair-vs-replace-vs-phased side by side, live, and see the funding impact of each before you vote, instead of waiting for next year's report.

For the professional Bring your client answers they can act on in the room, and become the analyst they can't imagine going back to a flat PDF without.

02
A service unique to the industry

For the board You're not getting the same static study everyone else sells. You're getting a working model your community can steer all year.

For the professional Offer DRM and you compete on capability, not price. No static-study competitor can match it, so you win and keep more clients.

03
Fork & compare, unique to the industry

For the board Every option your board weighs, a component change, a financial change, or both at once, is saved and lined up against the approved baseline so decisions are clear.

For the professional Change a component and a financial assumption in the same what-if and save it as a version. No other reserve platform lets you do it.

04
A defensible audit trail

For the board What you approve is provably what was certified: every version preserved, and a finalized SIRS sealed and time-stamped.

For the professional Your credential and your judgment stay the authority. Nothing reaches the board without your sign-off, and your work is preserved exactly as you signed it.

See it work on a real study Whether you're a board member or the professional who serves one, send us a study you already have. We'll run it through the engine and show you what DRM adds, no obligation.
A different category

Your study answered one question. There are more.

A reserve study is a careful, professional snapshot. It tells you what to fund, accurately, the day it's printed. But it leaves bigger questions unasked. Dynamic Reserve Management keeps the rigor of the study and answers everything it couldn't.

Define the term
Dynamic Reserve Management (DRM)

A discipline, not a document. A reserve professional, an optimization engine, and the board working from one continuously-updated model, so every funding decision is explored, professionally validated, and approved against a single shared baseline, instead of frozen into a PDF once a year. DRM is the practice; the professional is the one who practices it.

And it's something you do. To DReaM a reserve is to put it through DRM: to model it, pressure-test it, and bring the board the strongest plan. DReaM your reserve, and the optimal study that you arrived at becomes a decision that you can stand behind.

The static study

One plan, fixed in time

Click each tile to see the DRM effect ↓
Dynamic Reserve Management

One property model, many paths

 
Static study
A single funding line, no alternatives to compare
See the DRM effect
With DRM
Compare repair vs. replace vs. phased, side by side
Flip back
Static study
Costs frozen at the date of the report
See the DRM effect
With DRM
Costs that update as the market moves, not once a cycle
Flip back
Static study
"What if we defer?" means commissioning a new study
See the DRM effect
With DRM
"What if?" answered in minutes, against your Anchor study
Flip back
Static study
Silent on the consequence of every board decision
See the DRM effect
With DRM
The financial consequence of each choice, before you vote
Flip back
The DRM engine

Five AI-powered refresh treatments. Each one answers a question your board is already asking.

These aren't features bolted onto a report. They're the moves a reserve professional would make by hand, if they had unlimited time, now proposed automatically, and always reviewed by you and your analyst before the board sees them.

RLC

Refresh Lifecycle Coordination

Coordinates major replacements with the minor renovations and repairs around them, so related work happens together instead of colliding in separate years, cutting redundant mobilizations and unnecessary expense.

"Why are three big components all landing in 2031?"
Refresh Bundling

Combine compatible scopes

Groups components that share a contractor mobilization into one effort, capturing the savings once your analyst confirms the scopes belong together.

"Can we do the pool deck and resurfacing at once?"
Phasing

Spread the spend

Breaks a large component across multiple years to smooth the contribution curve and protect the balance, without losing the work's place in line.

"Can we phase the roof so dues don't spike?"
Re-sequencing

Put the work in a sensible order

Reorder components so work isn't wasted. You don't repaint a façade one year and patch its cracks the next. Better sequence protects your percent-funded position and avoids paying for the same surface twice.

"Should we fix the cracks before we repaint?"
Component cost updating

Costs that stay current

Refreshes component costs against live market indices, so your plan reflects today's prices, not the day the study was printed.

"Are these 2022 prices still realistic?"
The guardrail

Analyst review on every treatment

No treatment reaches the board without the reserve professional's sign-off. The engine proposes; you decide. It does the tedious modeling a professional would do by hand with unlimited time, and puts every move in front of you to accept, adjust, or reject, so your judgment drives the plan and your name stands behind it.

"Who's checking the AI's work? A professional is."
How it works · a methodical, layered approach

Built up from the study you already trust.

DRM doesn't replace your reserve study — it stands on it. Each layer builds on the one below, and the foundation is never disturbed.

FlexibleBranch any component into as many versions as the board wants to weigh.
ThoroughAnalyst-reviewed and standards-compliant at every layer.
CollaborativeThe analyst drives; the board explores alongside and approves the winning version together.
PDF
Your existing reserve study
Components, costs, useful lives, funding plan — the report you already paid for.
AI-assisted import
or
No study yet? Build it on-site.
PREMIS builds the full profile from the field visit — no legacy report required.
  • Property Templates preload common component sets
  • Tablet capture for field data and photos on the spot
  • A guided wizard so no component gets missed
Field capture

Either way, a reserve analyst reviews it for accuracy — no weeks of manual data entry.

One model, two roles: Reserve analyst / PE HOA board
1
Analyst
Traditional reserve study
Authored in PREMIS — a compliant baseline.
ComponentsCostsFunding plan
2
Analyst
Refined into the Anchor™ study
Tuned in PathFinder — the reference every version forks from.
Profile refinedAnchor set
3
Analyst+HOA board
Explore versions, together
Fork any component into scenarios and decide on the same numbers, in the same room.
Version AVersion BVersion C
Optimal version approved by the board

The analyst's guardrail runs through every layer — and PREMIS patent technology is what lets a single component fork again and again, without ever rebuilding the study.

Property-centric, not study-centric

Two required studies. One property. No drift.

A growing number of states, Florida among the first, now require a structural reserve study (SIRS or a SIRS-like equivalent) in addition to the traditional reserve study. For condominium associations in particular, that means two studies: the SIRS on top of the PARS. Other platforms treat them as two separate documents to build and reconcile. PREMIS treats your property as the single source of truth, and generates both studies as views on the same asset/component landscape.

Output A

PARS™

Property Asset Reserve Study

The traditional, full-scope reserve study: every funded component across the property, roofs, paving, pools, painting, equipment, amenities.

Standard reserve planning
Output B

SIRS

Structural Integrity Reserve Study

The structural study now mandated by Florida and a growing list of states: the statutory components (roof, structure, load-bearing walls, foundation, waterproofing, and more) on their own required schedule. For condominiums, it's required in addition to the PARS.

Required for condos by a growing number of states
One source of truth
Your property asset/component landscape
Every asset entered once. Both studies drawn from it. Change a component, and both stay in sync, automatically.
Compliance, covered Meet both the traditional reserve obligation and your state's structural-study requirement from one place. No separate engagement, no gaps.
No double work Enter the property once and generate both studies. No rebuilding the same component list twice, in two tools, for two reports.
Always consistent When a shared component changes, both studies update together. Your PARS and SIRS can never quietly drift out of agreement.
Your reserve analyst defines which components belong to each study and reviews both outputs, so the PARS and the SIRS each stand on their own as professional, standards-compliant deliverables.
Integrity by design

SIRS reports are locked, and only authorized professionals can finalize them.

The Structural Integrity Reserve Study isn't a document anyone can edit after the fact. In PREMIS, a SIRS can only be built and finalized by a credentialed professional authorized to sign one: a Professional Engineer (P.E.), Architect, Reserve Specialist (RS), or Professional Reserve Analyst (PRA). Once finalized, the report is immutable: it's sealed against change, time-stamped, and preserved exactly as the professional signed it, so what the board receives is provably the same study that was certified.

Professional Engineer (P.E.) Architect Reserve Specialist (RS) Professional Reserve Analyst (PRA)
Beyond the two studies

One property. Every report you need.

Because PREMIS is built on your property's component data rather than around a single document, the PARS and SIRS are just the start. The same landscape feeds any customized output your association, lender, or vendor asks for, generated on demand, always drawn from the same numbers, so nothing has to be re-keyed or reconciled.

The 558 report Florida's §718.111(11) statutory reserve disclosure, populated straight from your current component schedule and funding plan, ready for the board package without separate prep.
Component refresh RFQ A ready-to-send request for quote for any component coming due: scope, quantities, and current cost basis pulled from the same data, so you can take a refresh decision straight to vendors.
Custom board & lender reports Funding summaries, condition snapshots, scenario comparisons, lender-ready packages, shaped to your audience, every one consistent with the underlying studies.

Same components. Same property. Whatever the report, one source of truth behind all of it.

Since switching our operations to PREMIS it has been a true win-win scenario. It has both drastically streamlined our reporting / analysis processes, saving countless hours, and increased overall value to our clients in clarity and conciseness. The reporting is incredibly easy to read for all audiences and allows intuitive malleability with immediate recalibration at a touch of a button.
Ben Messerschmidt, P.E. COO, Epic Forensics & Engineering Inc.
Free · no obligation

The Reserve Tune-Up™ Review

Send us your current reserve study and we'll DReaM it, import it, rebuild it as a working model, and give you a free look at what our treatment engine surfaces. Your reserve analyst will walk you through a key finding and what it could mean for your community, a preview of the full picture PREMIS can put in front of your board.

  • 1
    You send your most recent study. PDF is fine. No data entry on your end.
  • 2
    We review it: imported, rebuilt as a working model, and run through the treatment engine.
  • 3
    You get a free Review: a standout finding with your analyst's commentary, and a look at what the full analysis unlocks.
What's an optimal reserve posture? It's the strongest position your community can reach with the dollars you already have: fully-sequenced components, current costs, no avoidable special assessments, and the smoothest possible contribution path. PREMIS shows you where you stand today, and how to get there.

Start your free Review

We'll reach out within two business days.

Your study stays confidential. No sales pressure, just a clear look at your reserve posture.

Contact us

Questions about Dynamic Reserve Management, a demo, or your reserve posture? Reach out, we'll get back to you quickly.

Emailpremisinfo@autocloudz.com
Phone+1-561-613-8205
Webgetpremis.com